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UniSaver New Zealand (UniSaver - formerly NZUSS)

The standard version of UniSaver NZ offers its member choice and flexibility for their retirement savings.


Due to a change in the Trust Deed dated 1 July 2015, to be eligible to join staff are required to have an employment agreement that still has two years to run at the time of joining UniSaver.   Please contact Brian Donnelly if you are unsure of whether you are eligible.

How does the scheme work?

As a member, you pay your contributions into the plan, and the University pays a further 1.35 times your contribution to a maximum of 6.75%.

Members of the standard UniSaver plan are not eligible for a personal tax credit.

How is my money invested?

There are four options available to you, each of which provides a different level of risk and return. You are able to alter how your money is invested once a year without additional cost.

What happens if I decide to leave the University of Otago?

If you choose to leave the University, you have three options:

  • Leave the funds in UniSaver with no further contributions
  • Transfer the balances to a new scheme
  • Withdraw the entire balance

Visit the UniSaver NZ Website
Download UniSaver NZ Documents and Forms

Please note: The University is not qualified to give financial advice on which superannuation option is best for you. You are encouraged to seek independent financial advice prior to deciding which superannuation option you would like to use.

However, if you have technical questions or need more details about each plan, please contact Brian Donnelly, the HR Superannuation & Staff Benefits Advisor, at ext. 8274 or email him at