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Insurance fees 2021

Insurance is required for all international students for the entire length of study

Medical and travel insurance

The New Zealand Government requires that all international students have appropriate and current medical and travel insurance while studying in New Zealand. This includes students on a Work Permit / Visa with a Variation of Condition to study part time. Evidence of suitable medical and travel insurance must be presented as a condition of enrolment at the University of Otago Language Centre and Foundation Year.


Insurance information for international students

The University of Otago Language Centre and Foundation Year's preferred insurance provider is Studentsafe-University, and will be underwritten by Allianz.

Students must take the package that will cover their length of visa. Please refer to the latest Immigration New Zealand conditions.

Cover will begin automatically when the student leaves home to travel to University of Otago Language Centre and Foundation Year, so long as this occurs no earlier than 30 days prior to the commencement date of the period of study.

The end of cover occurs at the expiry of your current visa. If you do not hold acceptable insurance until the expiry of your visa you will be responsible for arranging an extension to your insurance policy to cover the remainder of any time you spend in New Zealand after your course ends.

For information about StudentSafe insurance please visit StudentSafe website:

For the schedule of benefits please download:


Studentsafe - University

Studentsafe - University is the preferred insurance provider. The University of Otago Language Centre and Foundation Year has negotiated highly competitive premiums which are outlined below. If you elect to purchase the Studentsafe package, you will be able to arrange the insurance directly with the University of Otago Language Centre and Foundation Year and pay the insurance premium with your tuition fees.

The Studentsafe - University medical insurance package is specially designed to meet the needs of international students in New Zealand and fully complies with the New Zealand Education (Pastoral Care of International Students) Code of Practice 2016 - Tertiary insurance guidelines. For the schedule of benefits check the Studentsafe website here.

The Studentsafe - University rates are as follows:


Individual options Language Centre

Number of Months Fees (NZ$)
1 $56
2 $112
3 $168
4 $223
5 $279
6 $335
7 $391
8 $447
9 $503
10 $558
11 $614
12 $670

If you wish to purchase the family option, please contact the insurance administrator at and request a family member policy application form.


What you are covered for and what you are not covered for (pre-existing conditions)

It is students’ responsibility to understand and become familiar with the insurance policy terms and conditions. All Policy documentation and forms are available at the International Office.

Below are some examples of what you are not covered for:

  • Pre-existing conditions (see below for more details)
  • Contraception appointments and prescriptions
  • Pregnancy and childbirth
  • Household goods/contents
  • Health Screening appointments and laboratory/prescription costs - an example of this would be screening for sexually transmitted infections
  • Medical treatment such as acupuncture, chiropractic, osteopath or traditional Chinese medicine treatment unless your doctor has referred you to a practitioner and the treatment is considered medically necessary. The practitioner needs to be a registered member of a recognised body for that type of medical treatment.
  • Vaccination appointments and prescriptions
  • Immigration medicals
  • Most dental care
  • Car insurance
  • Individual property/items worth more than NZ$2,500 (unless you apply for cover for these items)

Pre-existing conditions are not covered by the Studentsafe-University policy.

  • A pre-existing condition is any medical or physical conditions or circumstances that you are aware of, or ought to be aware of. This includes, but is not limited to, asthma, allergies, previous surgery and/or injuries.
  • Cover can be arranged in certain circumstances for pre-existing conditions.
    Please visit for further information about how to apply for cover for a pre-existing condition.

Other insurance policies

The following New Zealand policies are regarded as meeting the University of Otago Language Centre and Foundation Year's requirements:

  • Uni-Care NZ Student Plan
  • Southern Cross Student Max
  • Orbit Protect Prime

The Language Centre and Foundation Year follows the University of Otago Policy and will accept policies that meet all the conditions of the Guidelines for the Education (Pastoral Care of International Students) Code of Practice 2016 - Tertiary.

When you pay for your tuition fees you must also pay for the medical and travel insurance that is stated on your invoice. This insurance is provided by StudentSafe University.

After your enrolment you are able to present us with another policy up to eight days after your course has started. If the policy is assessed and passes compliance, you will receive a refund for the monies already paid to us for medical and travel insurance.

Read the insurance section of our Fee Policy for more details.

Student Health Services

Student Health Services is a team of health professionals on campus including doctors, nurses and counsellors committed to your overall well-being during your period of study. For more information about the full range of services and costs please refer to the Student Health Services website.

Dental care

You will need to consult a private practitioner for any dental problems. Most student insurance policies in New Zealand will not cover dental care. There are a number of private dental practices close to campus. Students can also access trainee dentists at the School of Dentistry.

Accident insurance

The Accident Compensation Corporation (ACC) provides accident insurance for all New Zealand citizens, residents and temporary visitors to New Zealand, but you may still be liable for all other medical and related costs. Further information can be viewed on the ACC website.